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If you can’t afford your house payment, or are in foreclosure, then you should ask your lender for a loan modification. Many Kansas City Homeowners are getting their loan modifications approved. However, it takes a lot of work. You may qualify for a loan modification if you are at risk of near default. Has your income [...] I am following up on an answer to the following question we received about short sale deficiencies. “We have a first mortgage with EMC. Just got an approval letter on a short sale. NO language in letter that says ”satisfied in full” or words to that effect. It only says “conditions for EMC’s acceptance of this [...] Yesterday marked the 2nd installment of a short sale webinar series provided by Bank of America. Many great tips and valuable information was passed on about a Government short sale program called HAFA, or “Home Affordable Foreclosure Alternatives”. While the program has been around a little while, it is only now gaining some traction. One [...] I am following up on an answer to the following question we received about Kansas City Short Sale Deficiencies. “We have a first mortgage with EMC. Just got an approval letter on a short sale. NO language in letter that says ”satisfied in full” or words to that effect. It only says “conditions for EMC’s acceptance [...] Kansas City MO – Here is a question we received recently about short sale deficiencies. We have a first mortgage with EMC. Just got an approval letter on a short sale. NO language in letter that says ”satisfied in full” or words to that effect. It only says “conditions for EMC’s acceptance of this discounted [...] Kansas City MO – Depending on who you are, when someone mentions IRS, it instills fear in most taxpayers. Here is our opinion on the whole forgiveness thing. Please note that all of the info stated below is my personal opinion on this subject. This is not legal or accounting advice. You should talk [...] I attended a webinar done by Bank of America last Wednesday. Several of us in the office watched and reflected how this affected our real estate business in Kansas City. Short sales are constantly changing. Two that I was involved in last summer now seem like ages ago. Earlier this summer we [...] Kansas City MO – In another shocking story, it appears that Bank of America foreclosed on a paid off house. A Massachusetts couple owned a paid off house. Bank of America still foreclosed on it. At least that’s the story, according to the St Petersburg Times. A couple bought a home in Spring Hill, Missouri [...] Kansas City MO – We recently talked to someone who did a Chico loan modification with HSBC. We couldn’t believe how easy the process was for them. They didn’t have to wait 60 days for a person to be assigned to work on the loan modification. They didn’t have to fill out an entire “package”, [...] Kansas City MO – First off, there are many misconceptions about foreclosure, deed-in-lieu, and short sales. I hope to debunk them here. Common Foreclosure Myth #1: No matter what I do, I’m going to owe money to someone. On most short sales, the seller is able to walk away owing the bank nothing. Of course, it’s [...] |
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